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The XRP value might rise 50X to $100 within the subsequent 5 years, in line with South Korean YoungHoon Kim, who claims the title of “world’s smartest particular person.”
Kim, who the Giga Society says has an IQ of 276, greater even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 publish on X.
Primarily based on my private view, #XRP might doubtlessly attain $100 over the subsequent 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 publish, when he stated that he will probably be shopping for XRP. He adopted his newest publish with one other that stated, ”You probably have a better IQ, then you might be extra prone to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some consultants and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he stated that “Bitcoin appears to be like prepared to interrupt each prediction ever written,” and that “the actual bull run begins when folks assume it’s already over.” He has additionally referred to as Bitcoin “the cash of God.”
XRP Would Be Value Extra Than Complete Crypto Market At $100
The XRP value dropped a fraction of a p.c prior to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, in line with CoinGecko, taking its loss for the previous month to greater than 12%.

XRP value (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the top of the last decade, it might mark a 50X acquire from the crypto’s present value. That will see the token’s market cap soar to greater than $6 trillion, nearly double the whole business’s present market cap of $3.06 trillion.
In feedback underneath Kim’s X publish, a number of folks stated that his prediction is unrealistic, whereas supporters stated that the $100 goal doesn’t consider any adjustments out there that would result in elevated demand for XRP.
These supporters added that Ripple’s transfer to develop into a constitution financial institution may very well be a significant catalyst for the XRP value.
A number of Basic Catalysts Align For XRP
Kim’s prediction comes after a sequence of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this 12 months which are all a part of a broader effort to develop the presence of its cost infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this 12 months have already gathered over $1 billion in property. Based on information from SoSoValue, Canary’s XRPC leads with $342.01 million in internet property.
The Ripple ecosystem additionally obtained a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, growing the token’s publicity.
XRP Chart Exhibits Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s value down in latest weeks.

Each day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the assist degree at $1.9060. If this degree is breached and patrons don’t step in, the crypto might find yourself tumbling to as little as $1.5770 within the brief time period.
Nonetheless, a rebound from the present degree might end in XRP breaking above the descending pattern line. Patrons would possibly subsequently attempt to push the crypto to above the $2.2440 resistance degree, earlier than a possible climb to as excessive as $2.6950 if the stress from bulls persists.
Taking a look at technical indicators, each the Transferring Common Convergence Divergence (MACD) and the Relative Energy Index (RSI) on the every day chart counsel the XRP value might go both approach. The crypto’s path within the subsequent couple of days will rely closely on whether or not patrons or sellers step in to take management.
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