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Trulioo Expands into Credit score Decisioning

November 16, 2025
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Trulioo is launching a brand new credit score decisioning instrument, including monetary, credit score, and danger insights to its international identification platform.

The replace unifies identification, fraud, danger, and credit score intelligence into one workflow, enabling sooner, extra correct onboarding powered by AI-driven fashions.

With this growth, Trulioo shifts from ID verification to full-stack onboarding and danger evaluation, placing it in direct competitors with Alloy, Show, Experian, Equifax, and Bureau.

Digital identification platform Trulioo is launching credit score decisioning this week. The brand new functionality affords monetary, credit score, and danger insights by Trulioo’s international identification platform, its instrument that connects to lots of of worldwide knowledge sources to immediately confirm individuals and companies in practically each nation.

Trulioo’s credit score decisioning instrument will facilitate smarter analysis, routing, and decision-making in the course of the onboarding course of by bringing identification, fraud, danger, and credit score intelligence right into a single workflow. The corporate will leverage its international identification platform to convey these insights into AI-driven fashions that not solely speed up onboarding but additionally enhance choice accuracy.

“Trulioo is the one resolution international enterprises want for KYB,” stated Trulioo Chief Product Officer Zac Cohen. “We proceed to push the boundaries of innovation, constructing probably the most refined engine for onboarding companies, understanding their danger profiles and driving sooner, extra assured development. With credit score decisioning, we’re uniting identification, fraud, and credit score intelligence to redefine what streamlined, trusted onboarding seems to be like on a world scale.”

Including credit score decisioning to its identification and fraud intelligence suite, Trulioo is extending itself past identification verification. It’s positioning itself as an end-to-end onboarding and risk-assessment platform. This transfer pushes Trulioo into extra direct competitors with international decisioning and underwriting gamers reminiscent of Alloy, Show, Experian, Equifax, and Bureau, whereas differentiating itself by its broad worldwide protection.

The credit score decisioning instrument sits alongside Trulioo’s present identification verification and fraud intelligence options that cowl 195 nations and might confirm greater than 14,000 identification paperwork and 700 million enterprise entities whereas checking in opposition to greater than 6,000 watchlists.

Headquartered in Canada and based in 2011, Trulioo has raised $475 million. The corporate has demoed at 10 Finovate occasions, most lately showcasing its identification platform at FinovateEurope 2023.

Picture by cottonbro studio


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