AFP Protección, Colombia’s second-largest personal pension supervisor, is making ready a brand new product that can give some savers a method to acquire publicity to Bitcoin. Reviews say the transfer shall be restricted, focused and tied to advisory checks somewhat than open to each account holder.
Bitcoin As An Possibility For Certified Savers
Reviews be aware the fund shall be provided solely to traders who meet a threat profile and move a tailor-made advisory course of. Which means entry received’t be computerized; will probably be conditional on an evaluation meant to match an individual’s tolerance with a small, non-obligatory slice of crypto.
The product is designed for long-term allocation and never for fast buying and selling or hypothesis, based on market protection. AFP Protección’s executives emphasised that core pension portfolios will stay targeted on conventional belongings corresponding to bonds and equities, and that any Bitcoin publicity can be a slender, complementary allocation.
💥 En primicia, Valora Analitik conoció que Protección se prepara para lanzar desde Colombia un fondo con exposición a Bitcoin. El producto no estará enfocado en la especulación de corto plazo, sino en ampliar las opciones de diversificación con una gestión integral de riesgos y… pic.twitter.com/nAO8mbsTLi
— Valora Analitik (@ValoraAnalitik) January 22, 2026
The language utilized by the agency frames the initiative as diversification somewhat than a wholesale shift of retirement capital. Juan David Correa, who serves as president of Protección SA, confirmed the plan in an interview with native media outlet Valora Analitik.

Colombia’s skyline. Picture: OECD
Measurement And Attain Of The Supervisor
AFP Protección manages belongings for tens of millions of shoppers and has a large steadiness sheet. Reviews put its belongings below administration at roughly 220 trillion Colombian pesos — roughly US$55 billion — and be aware that the agency serves a broad base of employees by necessary pensions, voluntary saving plans and severance accounts. The sheer scale of the supervisor helps clarify why even a small, non-obligatory product will get huge consideration.
Regulation And Reporting
Reviews additionally level to a tightening regulatory backdrop in Colombia. Tax and customs authorities have rolled out new crypto reporting guidelines that align with worldwide reporting requirements.
These guidelines are prone to have an effect on how crypto merchandise are structured and the way returns or transfers are reported for tax functions. The change in guidelines is one purpose AFP Protección has framed its product as measured and compliant.
How This Suits A Regional Development
Throughout Latin America, some institutional gamers have been experimenting with restricted crypto publicity for years. Colombia’s transfer follows earlier steps by one or two different native managers and matches a regional sample the place established companies take a look at small, managed choices earlier than widening entry. The step shall be watched intently by traders and regulators abroad.
Reviews say potential members ought to anticipate thorough suitability checks, clear disclosures and limits on how a lot of a retirement portfolio can sit within the new car.
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