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Ripple Doesn’t Need Wall Road—And Its $500 Million Battle Chest Explains Why

January 8, 2026
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Ripple is dialing down expectations of a near-term
Wall Road debut because it leans on a recent battle chest and a burst of deal-making
to drive its subsequent part of progress.

The corporate alerts that it prefers to construct out a
broader enterprise crypto platform behind closed doorways relatively than undergo
the scrutiny and short-term strain of public markets.

Ripple Pushes Again on IPO Route

Ripple’s President Monica Lengthy mentioned the corporate has no
present plans to pursue an preliminary public providing and intends to stay
non-public. She framed the choice as a strategic selection, arguing that Ripple
doesn’t want the liquidity or investor entry {that a} itemizing would supply
as a result of its funds already assist growth.

The feedback comply with a $500 million fundraising that Ripple closed in November 2025 at a reported $40 billion valuation. Fortress
Funding Group, Citadel Securities’ associates and a number of other crypto-focused funds took half
within the spherical, exhibiting that enormous establishments nonetheless see room for upside in
Ripple’s private-market story.

Lengthy described the construction of the deal as “very
optimistic, very favorable for Ripple” when requested about investor protections. The
bundle reportedly included rights for traders to promote shares again to the
firm at a assured value and return, together with preferential remedy in
situations equivalent to chapter or a sale.

RIPPLE $XRP PRESIDENT MONICA LONG ON IPO: “WE STILL PLAN TO REMAIN PRIVATE.” pic.twitter.com/lNZvAM7ua7

— The Wolf Of All Streets (@scottmelker) January 7, 2026

Investor Protections Draw Scrutiny

Lengthy didn’t say whether or not these protections had been
essential to securing heavyweight backers on the $40 billion value. That omission
leaves open how a lot danger traders had been prepared to take with out contractual
draw back cowl and the way that steadiness formed the ultimate valuation.

Such phrases, which may embrace put rights and
liquidation preferences, usually insulate traders from excessive outcomes and
can affect future capital-raising choices. In Ripple’s case, the corporate
portrays the spherical as aligning its pursuits with these of latest shareholders
whereas holding room to execute its non-public playbook.

2025 Offers Reshape the Enterprise

Ripple used 2025 to overtake its footprint with a
string of acquisitions totaling almost $4 billion. The corporate purchased world
multi-asset prime dealer Hidden Highway, stablecoin funds platform Rail,
treasury administration system supplier GTreasury and digital asset pockets and
custody agency Palisade.

Associated: How Ripple Pulled Off the Yr’s Greatest Crypto Elevate Whereas XRP Tumbled 40%

These purchases purpose to show Ripple right into a broad
provider of enterprise digital asset infrastructure relatively than a
single-product firm. As of final November, Ripple Funds had processed
greater than $95 billion in cumulative quantity, underlining the size of its
cross-border and enterprise flows.

Ripple Prime, which builds on the Hidden Highway
acquisition, has began to supply collateralized lending and institutional XRP
merchandise because it targets extra subtle buying and selling shoppers.

This text was written by Jared Kirui at www.financemagnates.com.



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